Not every mortgage application fits a standard lender's checklist, and that's exactly where we come in. Whatever makes your situation a little different, we use our experience to find lenders who understand you to secure the right deal for your plans.
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Navigating the mortgage market is complex enough without having to factor in other issues, such as being self employed, having a complicated income, finding an unusual property, or any other additional challenges that you may face.
If you would benefit from friendly, impartial advice from a mortgage specialist with years of experience who understands the complexities of the market,get in touch today or book a call to find out which mortgage products suit your needs.
Book a CallIf you run your own business, your income doesn't always fit a standard mortgage application. We work with lenders who'll look at dividends, retained profits and contract work to build a clearer picture of what you can borrow.
Bonuses, commission, freelance work, rental income or earnings from overseas can complicate an application. We match you with lenders who know how to assess multiple income types, so nothing you earn gets overlooked.
From shared ownership to family-assisted schemes, there are several routes onto the property ladder beyond a standard mortgage. We'll talk you through which scheme suits your circumstances and find a lender who supports it.
A few credit blips in your past doesn't have to rule out a mortgage. We work with lenders who consider applicants with all sorts of past challenges, including missed payments, defaults, CCJs and more, helping you find an option that fits your situation.
Your home may be repossessed if you do not keep up with repayments on your mortgage
Book a no-obligation consultation call with a friendly advisor to discuss your plans.
Tell us all about your requirements for finance and your income & deposit situation.
We search the market with no affiliation to any specific lender. We only care about finding the right product for you.
Apply for your finance product and start the process of owning your property.
Variable or seasonal income can look unpredictable to a standard lender. We know how to present your affordability in the best possible light.
Income from multiple sources like dividends, freelance work, rental income etc can be hard to communicate clearly. We look at the complete picture.
We’ll help you gather and present the right documentation to satisfy lender requirements, whatever your income looks like on paper.
Which Mortgage is Right For Me?
Getting a mortgage with complex income isn’t impossible, it just requires the right broker. We specialise in cases that high-street lenders struggle with, and we have access to specialist lenders who understand how you really earn your income.