If illness or injury stopped you working tomorrow, how long would your savings really last? Income protection replaces part of your income while you're unable to work, so your bills get paid and your lifestyle stays protected.
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Statutory sick pay only goes so far, and many employers' sick pay schemes run out sooner than you'd hope. Income protection fills the gap, paying a regular monthly income if illness or injury stops you from working for an extended period.
If you're self-employed, there's no employer to fall back on when you can't work, making income protection even more important. We find policies that reflect your actual earnings and pay out quickly enough to keep your finances stable when you need it most.
Own occupation policies pay out if you're unable to do your specific job, rather than any job at all, making them the most straightforward and valuable type of cover for most people. We make sure you understand the difference, so you're not caught out at claim time.
A good income protection policy isn't just for short-term illness, it can cover you right through to retirement if needed. We help you build a policy around your outgoings, your savings buffer and how long you'd need support, so you're genuinely covered for the long haul.
Book a no-obligation consultation call to discuss your plans
Tell us all about your requirements for protection and your income
We find the most suitable policies for your requirements and budget.
Our insurance advice is always fee free so enjoy peace of mind
Which Protection is Right For Me?
Most lenders will move you onto their standard variable rate when your deal ends, which is rarely the best option available to you. At Noli Mortgages we’ll search the whole market to find a better deal and guide you through whether a remortgage or product transfer is the right move for your circumstances.